Commercial Loans

First Independence Bank offers a wide array of alternatives for small to medium sized businesses. We have diversified experience with manufacturing, governmental, retail, professional, health care, non-profits and service businesses. Whether your needs are simple or complex, First Independence Bank will work with you to design the right lending package for your business.

  • Commercial Real Estate Loans – Real estate loans can help you improve, expand, refinance or purchase commercial property.  Loans are customized with a wide variety of finance options, including both fixed and variable rates and various amortizations to help meet your cash flow needs.
  • Term Loans – Term loans offer long-term financing for bigger investments: plant expansion, equipment or capital improvements.
  • Secured Lines of Credit – A secured line of credit will help you manage your cash flow, and is great for short-term credit needs like operating expenses, working capital and seasonal purchases.  Your credit line revolves throughout the year, allowing you to borrow when needed and repay part or all of the balance to manage the available credit and interest expense.
  • Small Business Administration (SBA) Guaranteed Loans – SBA loans can benefit businesses that may not meet normal loan underwriting requirements.  Depending on your need, we can tailor a loan to get you started or help you expand your business.  Our SBA specialists will be happy to assist you with your small business needs.

Want to find out more? Ask any of our Commercial Loan Officers. Please call us at (313) 256-8400. All loans subject to credit approval.

FIB Online Loan Payment

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