Employment Opportunities

Retail Mortgage Loan Officer

SUMMARY:

Based out of our Clinton Twp., location our Loan Officers respond to customer inquiries and referrals regarding our financing products.

RESPONSIBILITIES:

  • Interacting with clients during all aspects of loan process
  • Participate in business related development opportunities that promote homeownership and professional organizations
  • Conducts interviews with prospective borrowers
  • Advise customers on products/pricing policies and guidelines
  • Maintains thorough knowledge of lending programs, policies, procedures and regulatory requirements
  • Demonstrates a commitment to professional ethics
  • Complies with all Federal and State compliance policies
  • Adheres to the Home Mortgage Disclosure Act (HMDA) requirements
  • Any other responsibilities that are needed or assigned

REQUIREMENTS:

  • Two to three years of experience in a loan origination position
  • Current knowledge of retail lending laws and requirements
  • Knowledge of conventional and/or government guidelines
  • Working knowledge of loan documentation system
  • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
  • Ability to follow established guidelines and procedures consistently and accurately
  • Ability to analyze and comprehend complex financial data and provide financial alternatives
  • Proficiency with laptop technology and computer-based applications for communication purposes including obtaining rates, credit and loan status information
  • Must have or be qualified to obtain an MNLS approval
  • Be registered and in good standing with the federal registry system to secure S.A.F.E requirements
  • Ability to work independently with minimal supervision
  • Transportation to travel

*Loan Officers being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau Regulations

 

We offer employment opportunities with an exceptional compensation and benefits package and an environment that promotes professional development.  For confidential consideration, please forward your resume to:

First Independence Bank
Attn: HR Department 7310 Woodward Ave., Suite 101, Detroit, MI  48202
or Fax (313) 963-1650 or email HR@firstindependence.com

In exchange for your hard work, we offer a competitive salary with bonus opportunities, a complete benefits package including 401K. We are an equal opportunity employer.