Accounts can be opened online or in person at one of our branches.

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Open a Personal Account Online

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Consumer Products

Open ONLINE a deposit account that is designed around you.

Business Products

We offer a wide range of accounts to meet the needs of your business.

Mortgage Loans

Our goal is to provide the highest level of service at competitive rates.

Manage your finances whenever and wherever with Personal/Small Business Online Banking from First Independence Bank. Enjoy access to safe and secure online banking tools 24 hours a day, entirely for free.

BILL PAY

With our easy to use Bill Pay service, you can pay everyone from utility companies to your dog walker. Say goodbye to writing checks, buying stamps and making trips to the post office.

Online Services

Whenever And Wherever

Latest News

We are constantly evolving to give you the best possible service and products. We are also honest and transparent with our customers.

Enrich - Financial Wellness Program

Join Enrich, a personal financial program provided by First Independence Bank.

First Independence Bank Teams Up With Operation HOPE to Support Clients in Managing Their Financial Health

First Independence Bank (FIB) serves the needs of thousands of individuals, businesses, municipalities, and school districts in the Metropolitan Detroit area.

FIB's First Choice Checking account is Bank On approved!

Looking for your first ever checking account or a second chance at a checking account? FIB is providing safe, affordable accounts for consumers.

Freddie Mac BorrowSmart Program

We have partnered up with Freddie Mac and Independent Bank to offer a new special purpose credit program to address homeownership gaps for underserved minority borrowers and communities. The program provides down payment assistance (DPA) to qualified borrowers in specific metropolitan areas.

Robert Wood Johnson Foundation Grant

First Independence Bank has partnered up with Robert Wood Johnson Foundation to provide Down Payment Assistance to Detroit, with a focus on minority, disadvantaged, low-income and other underserved populations.

City Of Detroit Down Payment Program

The City of Detroit has committed $6 million received from the American Rescue Plan Act of 2021 (“ARPA”) to rebuild homeownership in the City of Detroit.

FHLBI HOP PROGRAM (Available in MI and MN)

The Homeownership Opportunities Program (HOP) is a FHLBank Indianapolis (FHLBI) Down
Payment Assistance program and is part of the Homeownership Initiatives Programs allocation.

9,782

HAPPY CUSTOMERS

Every day we do our best to keep the smiles on our customers’ faces with great customer service and products. You can always count on us. We’re only a phone call away.

24/7

New technologies have become the core of what we do. We have developed tools that make everyday banking simple and convenient.

55,000+

ATMs

FIB ATM/Debit Card customers can use any nationwide FIB, Fifth Third, Huntington, US Bank, JP Morgan Chase, Bank of America, Wells Fargo or Bremer Bank’s ATMs surcharge free.

EXECUTIVE TEAM

First Independence Bank (FIB) currently manages depository relationships with several municipalities and municipal departments throughout the Metro Detroit area. This bank was established to serve the financial needs of our community, its businesses, and its citizens.

Kenneth Kelly

Chief Executive Officer

James Dunn

EVP, Chief Operations Officer

Dimitrius Hutcherson

EVP, Chief Technology Officer, Chief Administrative Officer

Damon E. Jenkins

SVP, Regional Market President – Twin Cities, MN

WHAT DO OUR CUSTOMERS SAY ABOUT US?

First Independence Bank gave me my first mortgage during a time when it was nearly impossible to get a condo loan in Detroit. The bank decided to invest in me and the city. I served on my condo board, I’m active in my neighborhood and I help out my neighbors. I live in a true community and First Independence Bank made that possible.

Sarah Craft

White Construction receives great and personalized service at First Independence Bank (they know us). Additionally, they have a very competitive banking product as compared to other banks. Lastly, I am personally happy to bank at and support a Black Owned Bank in an effort to get more support in communities that may not be served as well by larger institutions.

Bernard White

First Independence financed the purchase of our 31000 sq. ft. headquarters building. This New Center Area building represents the future of our company, and I am grateful to First Independence. Their team was supportive throughout, and the experience has been affirming. As a black female business owner, the opportunity to work with a Detroit based black bank was very meaningful to me.

Carla Walker-Miller