Consumer Products

Open ONLINE a deposit account that is designed around you.

Business Products

We offer a wide range of accounts to meet the needs of your business.

Mortgage Loans

Our goal is to provide the highest level of service at competitive rates.


Manage your finances whenever and wherever with Personal/Small Business Online Banking from First Independence Bank. Enjoy access to safe and secure online banking tools 24 hours a day, entirely for free.

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With our easy to use Bill Pay service, you can pay everyone from utility companies to your dog walker. Say goodbye to writing checks, buying stamps and making trips to the post office.

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Latest News

We are constantly evolving to give you the best possible service and products. We are also honest and transparent with our customers.

Looking for your first ever checking account or a second chance at a checking account? FIB is providing safe, affordable accounts for consumers.

Thu, Nov. 16, 2023 at 6PM

1954 University Ave. W
St. Paul, MN 55104

We have partnered up with Freddie Mac and Independent Bank to offer a new special purpose credit program to address homeownership gaps for underserved minority borrowers and communities. The program provides down payment assistance (DPA) to qualified borrowers in specific metropolitan areas.

Join Enrich, a personal financial program provided by First Independence Bank.

First Independence Bank Teams Up With Operation HOPE to Support Clients in Managing Their Financial Health

First Independence Bank (FIB) serves the needs of thousands of individuals, businesses, municipalities, and school districts in the Metropolitan Detroit area.

First Independence Bank has partnered up with Robert Wood Johnson Foundation to provide Down Payment Assistance to Detroit, with a focus on minority, disadvantaged, low-income and other underserved populations.

The City of Detroit has committed $6 million received from the American Rescue Plan Act of 2021 (“ARPA”) to rebuild homeownership in the City of Detroit.

The Homeownership Opportunities Program (HOP) is a FHLBank Indianapolis (FHLBI) Down
Payment Assistance program and is part of the Homeownership Initiatives Programs allocation.


Every day we do our best to keep the smiles on our customers’ faces with great customer service and products. You can always count on us. We’re only a phone call away.


New technologies have become the core of what we do. We have developed tools that make everyday banking simple and convenient.


FIB ATM/Debit Card customers can use any nationwide FIB, Fifth Third, Huntington, US Bank, JP Morgan Chase, Bank of America, Wells Fargo or Bremer Bank’s ATMs surcharge free.


First Independence Bank (FIB) currently manages depository relationships with several municipalities and municipal departments throughout the Metro Detroit area. This bank was established to serve the financial needs of our community, its businesses, and its citizens.

Chief Executive Officer
EVP, Chief Operations Officer
EVP, Chief Technology Officer, Chief Administrative Officer
SVP, Regional Market President – Twin Cities, MN