Personal Banking That Puts You First.
Whether you’re opening your first account, building credit, or preparing for homeownership, our products are designed to support your goals.
At First Independence Bank, personal banking is more than transactions. It’s a relationship designed to grow with you.
Deposit Accounts Designed for You
From fresh starts to premium experiences, we offer options built around how you live and bank.
First Perks Checking
An everyday checking account with no monthly fee, digital banking tools, and built-in local and national savings benefits.
First Perks Plus Checking
An elevated checking account with lifestyle benefits for customers who want more value from their account. $5 monthly fee.
First Platinum Checking
A tiered interest-bearing checking account designed to reward higher balances with earnings and flexible fee waivers.
Liquid Gold Checking
A tiered interest-bearing checking account designed to reward higher balances with earnings and flexible fee waivers.
First Money Market
A tiered interest-bearing account that rewards larger balances while maintaining convenient access to your funds.
First Personal Savings
A traditional interest-bearing savings account designed to help you build and grow your financial foundation.
First Senior Checking
An interest-bearing account tailored for customers 60 and older, offering maximum benefits with direct deposit convenience.
First Minor Checking (14-17 years)
A secure, parent-supported checking account that helps teens build smart money habits with full access to modern banking tools. COMING SOON
First Choice Checking
A fresh start checking account designed for first-time customers or those rebuilding their banking relationship.
Certificate of Deposit
Choose from 1 month to 5 year terms with a competitive interest rate.