First Independence Bank is celebrating its 45th year of serving the community. As a Community Development Financial Institution (CDFI), we strive to continue to make dreams a reality. If you would like in-depth financial information on First Independence Bank, including balance sheet, income statement, performance and condition ratios, or demographic information, click here and enter our FDIC Certificate #20179 in the FDIC’s Institutional Directory database. Then use your browser’s back button to return.
This bank was established to serve the financial needs of our community, its businesses, and its citizens; no line of financial services is beyond our charter as long as we are serving the financial needs of businesses and families in our community.
The bank’s most important asset is its customers. Without customers, the bank is nothing. Our products and services are designed to meet the needs of customers, our hours are set to meet the needs of customers, and our employees are hired to meet the needs of customers. High quality customer service is the primary mission of this bank.
The next most important asset of the bank is its employees. Without motivated, dedicated and responsible employees, it would be impossible for the bank to render high quality customer service. This bank is and will be a responsible employer dedicated to the well-being of its employees. A second mission of this bank is to operate the bank in ways that maximize the positive aspects of bank employment. All bank employees will be treated with dignity and respect.
Clearly, the bank is in the business to make a profit for its shareholders. A third mission of this bank is to maximize its sustainable earnings. That is, we want to maximize the total earnings of the bank over the long term. This means that a mission for all of us is to operate the bank as efficiently as possible. Efficient operations and quality services are the two missions that will generate future profits sufficient to meet the expectations of the stockholders.
This bank is a responsible citizen and a business leader of our community. The bank takes its citizenship duties seriously. We will not knowingly take actions that are adverse to the best interests of the community, its businesses (including those in economically challenged neighborhoods), or its families (including low to moderate income families). We will not make profits at the expense of our citizenship responsibilities.