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Mortgage Loans

Mortgage Banking That Puts You First.

Preparing for homeownership or investment property?
Our products are designed to support your goals.

Apply Now

 

At First Independence Bank, personal banking is more than transactions.
It’s a relationship designed to grow with you.

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Mortgage & Home Financing

Whether you’re buying your first home, refinancing, or investing in property, we offer flexible mortgage solutions backed by experienced, local decision-making.

Fixed & Adjustable-Rate Loans

Choose stability with predictable payments or flexibility with adjustable options tailored to your timeline.

Portfolio Loans

Flexible in-house lending solutions for unique financial situations that may not fit traditional guidelines.

Doctor Loans

Specialized mortgage solutions designed for medical professionals beginning or advancing their careers.

Non-Permanent Resident Loans

Apply for a mortgage loan provided with a valid, unexpired visa, approved classifications and evidence of lawful status.

Down Payment Assistance

Programs designed to help qualified buyers reduce upfront costs and move into homeownership with confidence.

Mortgage Loans

Our mortgage options are designed to support first-time buyers, growing families, and experienced property owners with transparent guidance and competitive solutions.

Contact our Mortgage Loan Officers today!

Rob Silverstein

Mortgage Lending
NMLS ID#: 372565

Direct: (248) 854-1274
Email: rsilverstein@firstindependence.com

Timothy Ha

Mortgage Lending 
NMLS ID#: 1194086

Direct: (313) 256-8424
Email: tha@firstindependence.com

Apply Now