Commercial Banking That Puts Your Business First.

Whether you’re opening your first business account, growing customers, or managing a multi-channel enterprise, our products are designed to support your business goals.

At First Independence, our team delivers the tools and expertise businesses need to operate, expand, and succeed; from treasury management and lending to flexible deposit solutions,

Business Deposit Accounts Designed for Your Business

Flexible deposit solutions designed to support business of every size. To begin, call one of our customer service representatives today at (313)256-8400.

FI Economy Business Checking

A simple checking account designed for businesses with lower monthly transaction volumes.

FI Commercial Checking

Full-service checking account built for companies with higher transaction activity.

FI Business Interest Checking

Interest-bearing checking designed for businesses maintaining higher balances.

FI Business Money Market

A tiered interest account that allows businesses to earn competitive returns while maintaining liquidity.

FI Platinum Public Checking

A specialized account designed for municipalities and public sector organizations.

First Public Savings

Savings account tailored for public entities seeking interest earnings and secure reserves.

Certificate of Deposit

Fixed-term investment accounts designed to help businesses grow excess capital safely.

Business Account Requirements

  • IRS Employer Identification Number (EIN) issuance confirmation letter
  • Business documents filled with the state
    • Articles of Incorporation
    • Articles of Organization for Limited Liability Company
    • Articles of Association
    • Articles of Partnership
  • Certificate to Conduct Business Under an Assumed Name (if applicable)
  • Certificate of Good Standing 
  • Valid Primary and Secondary ID for all signers
  • Primary ID’s: 
    • State or Provincial (Canadian) Driver’s License
    • State ID Card
    • Military Card
    • US Alien Registration Card
    • Mexican Consular Card
    • Govt Issued Passport (secondary ID must obtain valid, current address)
  • Secondary ID’s:
    • Firearm’s License
    • SSN Card
    •  Voter Registration Card
    • Work or School Photo ID
    • Car Registration
    • Health or Car Insurance