Commercial Banking That Puts Your Business First.

Whether you’re opening your first business account, growing customers, or managing a multi-channel enterprise, our products are designed to support your business goals.

At First Independence, our team delivers the tools and expertise businesses need to operate, expand, and succeed; from treasury management and lending to flexible deposit solutions,

Business Deposit Accounts Designed for Your Business

Flexible deposit solutions designed to support business of every size.

FI Economy Business Checking

A simple checking account designed for businesses with lower monthly transaction volumes.

FI Commercial Checking

Full-service checking account built for companies with higher transaction activity.

FI Business Interest Checking

Interest-bearing checking designed for businesses maintaining higher balances.

FI Business Money Market

A tiered interest account that allows businesses to earn competitive returns while maintaining liquidity.

FI Platinum Public Checking

A specialized account designed for municipalities and public sector organizations.

First Public Savings

Savings account tailored for public entities seeking interest earnings and secure reserves.

Certificate of Deposit

Fixed-term investment accounts designed to help businesses grow excess capital safely.

Commercial Lending Solutions

Financing solutions designed to support business expansion, capital investments, and operational growth.

Contact our Commercial Loan Officers to learn more about our commercial loan products or Call us at (313) 256-8400. All loans subject to credit approval

Term Loans

Offering long-term financing for larger investments: expansions, equipment, and capital improvements

Secured Lines of Credit

Help manage your cash flow for short-term credit needs: operating expenses, working capital and seasonal purchases.

Commercial Real Estate Loans

Improve, expand, refinance or purchase commercial property with a wide variety of finance options.

Small Business Administration (SBA) Guaranteed Loans

We can tailor a loan to get you started or help you expand your business.

Commercial Loan Officers

Ardelle Muse

Sr. Commercial Loan Officer - Michigan

amuse@firstindependence.com

Lolita LeNoir

Sr. Commercial Loan Officer - Michigan

llenoir@firstindependence.com

Lori Lynn

Sr. Commercial Loan Officer - Minnesota

llynn@firstindependence.com

Dominique Young

Commercial Loan Officer - Michigan

dyoung@firstindependence.com

Treasury Management Solutions

Advanced financial tools designed to help organizations manage cash flow, payments, and risk efficiently.

ACH Manager

Business Credit Cards

Merchant Services

Positive Pay

Remote Deposit Capture

Wire Management

Zero Balance Account

Treasury Management Solutions

First Independence Bank is your full service treasury management partner that is dedicated to your business.  Our experienced professionals listen to your unique business goals and objectives to help you manage your cash flow more effectively, reduce costs, increase control, and maximize the productivity of your staff.

Have questions? We’re available to serve you. Contact a Treasury Management team member today (313) 256-8400, or Email Us to request information.

Business Banking Services

Operational tools and financial services designed to support the daily needs of growing businesses.

Business Banking Services

Operational tools and financial services designed to support the daily needs of growing businesses.

Convenient payment and ATM access for business purchases and operating expenses.

Business Debit Cards

Manage accounts, monitor transactions, and approve payments securely from your mobile device.

Business Mobile Banking

Advanced online banking platform available upon approval for managing business finances and transactions.

Business Online Banking

Secure payment instruments for large or guaranteed business transactions.

Cashier's Check

Make fast, secure payments toward your business loan obligations.

FI Online Loan Payment

Receive account statements digitally for secure, paperless record keeping.

Go Green with eStatements

Deposit checks remotely using your mobile device for faster access to funds.

Mobile Deposit for Small Business

Secure after-hours deposit service available for business customers.

Night Deposit

Notary services available for account holders.

Notary Services

Scan and deposit business checks directly from your office using approved equipment.

Remote Deposit Capture

Secure document storage available at the Seven Mile branch.

Safe Deposit Boxes

Comprehensive solutions for managing cash flow, payments, and liquidity.

Treasury Management Services

Domestic and international wire transfers for time-sensitive payments.

Wire Transfer

Card Services & ATM Access

Your First Independence ATM/Debit Card gives you more than account access — it gives you freedom to bank nationwide without surcharge fees.

Surcharge-Free ATM Network

  • First Independence bank,
  • Fifth Third Bank,
  • Huntington National Bank,
  • US Bank,
  • JPMorgan Chase Bank,
  • Bank of America,
  • Wells Fargo Bank, and
  • Bremer Bank, a division of Old National Bank

Card Support

  • ATM/Debit Card Activation: (833) 681-3398
  • ATM/Debit Card PIN Change (current PIN required): (833) 681-3398
  • Lost or Stolen Card (U.S.): (833) 933-1681
  • Lost or Stolen Card (International): (812) 647-9794
  • Consumer ATM Cards
  • Consumer Debit Cards