(MN) Senior Lender

 

SUMMARY:

The Senior Lender is responsible for the development and growth of the bank’s loan portfolio.  The Senior Lender coordinates the calling and business development efforts of staff, the Lender also participates in several committees involved in the management of the Bank.

 

RESPONSIBILITIES:

  • Provide support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank’s lending portfolio
  • Reviews and approves/declines large and complex loans prior to their submission to the Loan Committee
  • Manage the credit administration function to produce quality loan relationships that provide profitability and growth to the overall loan portfolio.
  • Ensures the safety and soundness of the bank’s lending portfolio
  • Establishes growth goals for loan volume and growth for lenders
  • Prepares and distributes credit information covering loan quality trends, growth trends and loan product concentrations
  • Prepares and discusses loan information submitted to the Board of Directors for approval

 

REQUIREMENTS:

  • Bachelor’s Degree (BA/BS) or equivalent
  • Ten years related experience
  • Five years management experience in credit administration
  • Excellent negotiator who possesses strong closing skills
  • An intelligent and articulate individual who can relate to people at all levels of an organization and possesses excellent communication skills

 

May assume other responsibilities and/or requirements as business objectives impose.

Re-enrollment required

If you have not logged in to your Personal/Small Business online bank account in the last 12 months you will be required to re-enroll.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (313) 256-8412. After regular business hours, please call (800) 528-2273 to receive immediate assistance.

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