(MN) Commercial Credit Analyst



Commercial Credit Analyst evaluates the credit worthiness of businesses and determines the ability to repay loans and lines of credit. The analyst will also ensure all data entry is accurate and complete.



  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history and purchase activity.
  • Confer with credit association and other business representatives to exchange credit information.
  • Complete loan applications, including credit analyses and summaries of loan requests and submit to loan committees for approval.
  • Generate financial ratios using computer programs to evaluate customers financial status.
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Compare liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.



  • Credit Analysts should have a 4-year degree from an accredited college or university.
  • Concentration of studies in finance or accounting are preferred.
  • Several years’ experience working with credit or loan evaluation is a bonus.

May assume additional responsibilities and/or requirements as business objectives impose.

You can email your resume here