(MI) Director of Consumer Lending

SUMMARY:  

Manages all consumer lending activities, this includes all installment loans and Home Equity lines of credit.

 

RESPONSIBILITIES:  

  • Provide training to and manages staff, develops objectives, motivates and monitors performance
  • Explains lending programs and processes to loan applicants
  • Approves/rejects loans within lending authority, recommends approval above lending authority
  • Consumer Loan – Originate, underwrite, document, close and provide ongoing support
  • Oversight of GRS & P & F annuity loan program
  • CRA – monitoring, tracking and reporting
  • Warehouse lines – oversee advances and repayment
  • Portfolio Mortgage loans – assist with approval process & servicing
  • Loan Compliance – ensure compliance with all aspects of Consumer Lending
  • Actively participate with examinations and audit
  • Manage MSHDA PIP loans
  • Oversight of GRS & P & F annuity loan program
  • Manage HOP & NIP grant process
  • Maintain loan interest rate sheets and adjust when necessary
  • Attend monthly senior management and compliance meetings
  • Provides regular reports to senior management on new, and suggests improvements to, lending strategies, goals and activities, and other related information

 

 

REQUIREMENTS:

  • Bachelor’s degree
  • 5 years of relative experience
  • Management experience
  • Negotiation skills

 

 

May assume other responsibilities and/or requirements as business objectives impose.

Re-enrollment required

If you have not logged in to your Personal/Small Business online bank account in the last 12 months you will be required to re-enroll.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (313) 256-8412. After regular business hours, please call (833) 933-1681 to receive immediate assistance.  For International assistance, please call (812) 647-9794.

Detroit WeatherIcon For: Weather

Today
Icon For: Clear
75o
66o
Sun
Icon For: Rain
80o
66o
Mon
Icon For: Rain
79o
66o
Tue
Icon For: Clear
84o
63o
Wed
Icon For: Clear
86o
65o

Detroit, MI: 71o

Change City   Data by OpenWeatherMap

Change City

Cancel
×