Deposit Products

Simply Free Checking

The ideal checking account for everyone! No monthly fee! This Eco-Friendly account has a monthly eStatement ONLY!

  • eStatements only.
  • FREE Online Banking, Mobile Deposit & Bill Pay.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of only $50.

First Personal Checking

The traditional checking account. This convenient, non-interest bearing checking account is designed for people who write several checks over the course of a month. Maintain a minimum daily balance of a $1,000 OR have a monthly direct deposit OR have a combined monthly balance greater than $4,999.99 in any 2 or more primary deposit accounts and your monthly $10 fee will be waived.

  • FREE Online Banking, Mobile Deposit and FREE Bill Pay.
  • eStatement or paper statement available.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of $50.

First Platinum Checking

Maximize your earnings with this tiered interest rate checking account. Waive the monthly $15 maintenance fee when you maintain a daily balance of $2,500 OR a combined monthly balance greater than $24,999.99 in any 2 or more primary deposit accounts . Call one of our customer service representatives today for our current rates at (313) 256-8400.

  • GO GREEN with the option of an eStatement.
  • Tiered interest rate.
  • FREE Online Banking, Mobile Deposit & Bill Pay.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of $500.

First Senior Checking

Seniors can now enjoy maximum benefits with this account. This tiered interest bearing account allows you to earn more when you deposit more! One signer must be at least 60 years old to qualify for this account. Call one of our customer service representatives today for our current rates at (313) 256-8400.

  • Direct deposit required.
  • FREE Online Banking, FREE Bill Pay & Mobile Deposit.
  • First order of 50 checks are FREE.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • eStatement or paper statement available.
  • Initial deposit of $50.

Liquid Gold Checking

Earn a high rate of return with no restrictions on the amount of checks you write or the number of deposits you make. Waive the monthly maintenance fee of $50 by maintaining a $75,000 minimum daily balance. Call a customer service representative today to assist you (313) 256-8400.

  • The ability to earn a high rate of return.
  • FREE Online Banking, Mobile Deposit & FREE Bill Pay.
  • No restrictions, such as early withdrawal penalties.
  • eStatement or paper statement available.
  • Initial deposit of $75,000.
  • Interest earned: First Independence Bank prime rate minus 2.5%

First Money Market

This account is a tiered interest bearing account. As your balance grows, so does your interest. Maintain a daily balance of $2,500 and the monthly fee of $18 is waived. Give us a call at (313) 256-8400 for our current rates.

  • FREE Online Banking & Mobile Deposit.
  • Tiered interest rate.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • GO GREEN with the option of an eStatement or paper.
  • Initial deposit of $2,500.

First Personal Savings

More than just your traditional savings account. This interest bearing savings account accrues interest on the business day you make a deposit. Just a phone call away at (313) 256-8400.

  • Interest will be compounded quarterly and credited to your account quarterly.
  • It also includes FREE Online Banking & Mobile Deposit.
  • The option of an eStatement or paper statement.
  • A $25 initial deposit required.
  • Waive the monthly maintenance fee of $5 by maintaining a $200 minimum daily balance.

First Club

Enjoy the benefits of saving money with ease. This interest bearing account is designed to grow your money until the maturity date you select. Call a customer service representative today to assist you (313) 256-8400.

  • Customize your maturity date from 6 to 12 months.
  • Free Online Banking.
  • Add money as often as you wish, in the increments you wish.
  • eStatement or paper statement available.
  • Initial deposit of $25.

Certificate of Deposit

Our CD’s allow you the flexibility you need to gain the highest interest on your money. Call one of our customer service representatives today for our current rates at (313) 256-8400.

  • Choose from 1 month to 5 years.
  • Highly competitive interest rate.
  • Initial deposit of $500 to $1,000.