Deposit Products

 

Simply Free Checking

The ideal checking account for everyone!  This Eco-Friendly account has a monthly eStatement ONLY!

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • eStatements
  • No monthly fee with Direct Deposit or proof of College Student I.D.
  • Free Online Banking & Bill Pay.
  • Plus, your first order of 50 checks are FREE!
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of only $50.



First Personal Checking

The traditional checking account.  This convenient, non-interest bearing checking account is designed for people who write several checks over the course of a month.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • Maintain a minimum daily balance of just $500 and your monthly $12 fee will be waived.
  • FREE Online Banking and FREE Bill Pay.
  • eStatement or paper statement available.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of $100.



First Platinum Checking

Maximize your earnings with this tiered interest rate checking account.  Call one of our customer service representatives today for our current rates at 313-256-8400.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • GO GREEN with the option of an eStatement.
  • Tiered interest rate.
  • FREE Online Banking & Bill Pay.
  • Waive the monthly $15 maintenance fee when you maintain a daily balance of $2,500.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • Initial deposit of $500.



MoneyMarket_125x180

First Money Market

This account is a tiered interest bearing account.  As your balance grows, so does your interest.  Give us a call at 313-256-8400 for our current rates.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • FREE Online Banking.
  • Tiered interest rate.
  • MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • GO GREEN with the option of an eStatement or paper.
  • Maintain a daily balance of $2,500 and the monthly fee of $18 is waived.



SavingsAccount_125x180

First Personal Savings

More than just your traditional savings account.  This interest bearing savings account accrues interest on the business day you deposit non-cash items.  Just a phone call away at 313-256-8400 for our rates.

Benefits:

  • Interest will be compounded quarterly and credited to your account quarterly.
  • It also includes FREE Online Banking.
  • The option of an eStatement or paper statement.
  • A $25 initial deposit required.
  • Waive the monthly maintenance fee of $5 by maintaining a $300 minimum daily balance.



First Senior Checking

Seniors can now enjoy maximum benefits with this account.  This tiered interest bearing account allows you to earn more when you deposit more!  A Customer Service Representative will be happy to assist you at 313-256-8400.

If you need to reorder checks use our secure Check Reorder Form.

Benefits:

  • No monthly fee with direct deposit.
  • Free Online Banking, FREE Bill Pay.
  • First order of 50 checks are FREE.
  • Plus a MasterCard® ATM/Check Card available with NO FEE when used at any of our FIB ATM locations.
  • eStatement or paper statement available.
  • Initial deposit of $50.



First Club

Enjoy the benefits of saving money with ease.  This interest bearing account is designed to grow your money until the maturity date you select.   Call a customer service representative today to assist you 313-256-8400.

 

Benefits:

  • Customize your maturity date from 6 to 12 months.
  • Free Online Banking.
  • Add money as often as you wish, in the increments you wish.
  • eStatement or paper statement available.
  • Initial deposit of $25.



Liquid Gold Checking

Earn a high rate of return with no restrictions on the amount of checks you write or the number of deposits you make.  Call a customer service representative today to assist you 313-256-8400.

 

Benefits:

  • The ability to earn a high rate of return.
  • Free Online Banking.
  • No restrictions, such as early withdrawal penalties.
  • eStatement or paper statement available.
  • Initial deposit of $75,000.
  • Interest earned: First Independence Bank prime rate minus 2.5%
  • Waive the monthly maintenance fee of $50 by maintaining a $75,000 minimum daily balance.