First Choice Checking

Looking for your first ever checking account or a second chance at a checking account? Then First Choice checking is for you. This product is designed to help you establish a hassle-free account with easy access to your funds.

– No Paper Checks
– FREE Online Banking, Mobile Deposit & Bill Pay
– MasterCard® ATM/Debit Card (with lower limits)
– No overdraft fees
– E-Statement
– $3 Monthly Maintenance Fee
– $2 Monthly Fee if paper statement requested

Apply Online

FIB Perks Checking

The ideal checking account for everyone with benefits you’ll use! No monthly fee. This eco-friendly account provides a monthly e-Statement. Enjoy local discounts and national retailer deals to save you money on shopping, dining, travel and more. $50 initial deposit required.

– FREE Online Banking, Mobile Deposit & Bill Pay
– MasterCard® ATM/Debit Card
– Shop local, save local with BaZing savings
– BaZing fuel*
– $5 Monthly Fee if paper statement requested
* Additional Terms and Conditions Apply

Apply Online

FIB Perks Plus Checking

We reward your relationship! For only five dollars a month, you can enjoy local discounts and national retailer deals to save you money on shopping, dining and travel. Also, take advantage of personal protection benefits and fuel rewards. $50 initial deposit required.

– FREE Online Banking, Mobile Deposit and FREE Bill Pay
– MasterCard® ATM/Debit Card
– Shop local, save local with BaZing savings
– Cell phone protection*
– ID theft aid*
– Roadside assistance
– $10,000 travel accidental death coverage*
– Health Savings Card
– BaZing Fuel*
– $5 Monthly Maintenance Fee
– $5 Monthly Fee if paper statement requested
*Additional Terms and Conditions Apply

Apply Online

First Platinum Checking

Maximize your earnings with this tiered interest rate checking account. Waive the monthly $15 maintenance fee when you maintain a minimum daily balance of $2,500 OR a combined monthly average balance greater than $24,999.99 in any 2 or more primary deposit accounts. $500 initial deposit required.

– Tiered interest rate
– FREE Online Banking, Mobile Deposit & Bill Pay
– MasterCard® ATM/Debit Card
– E-Statement
– $5 Monthly Fee if paper statement requested

Apply Online

First Senior Checking

Seniors can now enjoy maximum benefits with this account. This tiered interest bearing account allows you to earn more when you deposit more. One signer must be at least 60 years of age to qualify for this account. $50 initial deposit required.

– Direct deposit required
– FREE Online Banking, FREE Bill Pay & Mobile Deposit
– MasterCard® ATM/Debit Card
– E-Statement or Paper Statement

Apply Online

Liquid Gold Checking

Earn a high rate of return with no restrictions on the amount of checks you write or the number of deposits you make. Waive the monthly maintenance fee of $50 by maintaining a $75,000 minimum daily balance. $75,000 initial deposit required.

– The ability to earn a high rate of return
– FREE Online Banking, Mobile Deposit & FREE Bill Pay
– No restrictions, such as early withdrawal penalties
– E-Statement
– $5 Monthly Fee if paper statement requested
– MasterCard® ATM/Debit Card

Apply Online

First Money Market

This account is a tiered interest bearing account. As your balance grows, so does your interest. Maintain a daily balance of $2,500 and the monthly maintenance fee of $18 is waived. $2,500 initial deposit required.

– FREE Online Banking & Mobile Deposit
– Tiered interest rate
– MasterCard® ATM/Debit Card
– E-Statement
– $5 Monthly Fee if paper statement requested

Apply Online

First Personal Savings

More than just your traditional savings account. This interest bearing account accrues interest on the business day you make a deposit. Interest is compounded and credited to your account quarterly. Waive the monthly maintenance of $5 by maintaining a $200 minimum daily balance. $25 initial deposit required.

– FREE Online Banking & Mobile Deposit
– E-Statement or Paper Statement
– ATM Card

Apply Online

Certificate of Deposit

Our certificates of deposit allow you the flexibility you need to gain the highest interest on your money. Depending on your deposit amount, you can choose from terms of 1 month to 5 years with a competitive interest rate. Initial deposit requirements vary based on account term.

Call one of our customer service representatives today for our current rates at (313) 256-8400.